Payment Policy

Effective Date: January 7, 2025

Freshbina – Payment Policy

At Freshbina, we offer a secure and convenient payment process to ensure a smooth transaction experience. This Payment Policy outlines the accepted payment methods and the terms associated with payments for products purchased on our website, freshbina.com. We are committed to keeping your financial information safe and secure.

1. Accepted Payment Methods

  • We accept the following payment methods for online purchases:

    • Major Credit Cards: Visa, MasterCard, American Express, and Discover.

    • Debit Cards: We accept debit cards that are linked to Visa or MasterCard networks.

    • Other Payment Methods: We may offer additional payment options depending on your location. These options will be displayed at checkout. We utilize secure payment gateways, including options like PayPal and Stripe, as well as any other viable payment methods that may be available at the time of your purchase.

  • We do not accept payments through methods such as checks, cash on delivery, or money orders. All payments must be completed via our online checkout methods.

2. Payment Processing

  • Secure Transactions: All payment transactions are processed through secure payment gateways that use industry-standard encryption technology to protect your sensitive financial information. Your data is protected using the latest technologies.

  • Authorization: By providing your payment information, you authorize us to charge your chosen payment method for the total amount of your order, including product costs, shipping fees, and applicable taxes. This authorizes us to process and finalize your purchase.

  • Order Confirmation: Upon successful payment authorization, you will receive an order confirmation email with details of your purchase. This email will be sent to you confirming all order details and payment authorization.

  • Billing Information: It is your responsibility to ensure that your billing information is accurate and up-to-date. Errors in your billing information may delay or prevent the processing of your order. We urge you to verify your information before making a purchase.

3. Payment Security

  • Data Protection: We take the security of your payment information seriously. Our secure payment gateways encrypt your payment information during transmission, safeguarding it from unauthorized access. Your security is our primary concern.

  • PCI Compliance: We adhere to Payment Card Industry (PCI) security standards to ensure the safety of your credit card information. This ensures our compliance with all applicable industry standards.

  • Fraud Prevention: We utilize fraud prevention measures to detect and prevent fraudulent transactions. We may request additional information to verify your identity and billing information if we suspect a fraudulent transaction. This protects both the customer and our company against fraudulent activity.

4. Payment Authorization Issues

  • Declined Transactions: If your payment is declined, you will be notified, and you will be required to use an alternate payment method. If you continue to experience difficulties processing payments, please contact your financial institution. We will make every effort to notify you of any issues with your payment authorization.

  • Refunds: Refunds will be issued to the original payment method used for the purchase, in accordance with our Refund and Returns Policy. All refunds will be credited to your original method of payment.

  • Chargebacks: Unauthorized chargebacks may result in suspension of your account. We will take appropriate action to resolve disputed chargebacks. We will take action to resolve any chargeback disputes and will be forced to suspend accounts if needed.

5. Payment Currency

  • All prices listed on our website are in US dollars (USD). If you are paying from a different currency, your payment will be converted to USD by your bank or payment processor. Currency exchange rates and fees may apply and are your responsibility. Any additional fees related to exchange rates will be your responsibility.

6. Tax Calculation

  • Applicable sales tax will be calculated based on your shipping address and will be included in the total amount of your order. All tax regulations will be followed, and your specific tax rate will be calculated at the time of purchase.

7. Changes to This Policy

  • We reserve the right to modify or update this Payment Policy at any time. Any changes will be posted on this page with a revised effective date. We will notify you of any changes by updating this policy with a revised effective date.

8. Contact Us

For any questions or concerns regarding our Payment Policy, please contact us: